HDFC Regalia

Travel Benefits

Complimentary Airport Lounge Access

1. 6 complimentary lounge access outside India using Priority Pass.
2. 12 complimentary lounge access within India using Visa / MasterCard Cards

*A transaction fee of Rs. 2 will be charged to your credit card for the lounge access.

Dining Experience

Experience the Good Food Trail dining program at premium restaurants across top cities follow the links.

www.hdfcbank.com/htdocs/common/Good-Food-Trail/index.html  

Rewards & More

One of the most importent things 

Regalia Reward Points

You earn 4 reward points on Rs. 150, on all retail* spends including Insurance, Utilities, Education and Rent Pay.

• Earn 10,000 Reward Points when you achieve annual spends of Rs. 5 lakhs.
• Earn additional 5,000 Reward Points when you achieve annual spends of Rs. 8 lakhs.

Fees And Charges

One Of the important thing for any cardholder best part in HDFC you will get many options to a waiver of fees easily even if you having good relation with HDFC  or if you have good outstanding uses of the card  easily you can favor from Bank   

Normally charges as follows:- 

First-Year Membership Fee – Rs. 2500/- + Applicable Taxes, Renewal Membership Fee – Rs. 2500/- + Applicable Taxes

Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points (applicable only after the membership fee is realized and not applicable when the fee is waived off)

Markup charges are 2%.

Other Charges:-

https://www.hdfcbank.com/content/api/contentstream-id/723fb80a-2dde-42a3-9793-7ae1be57c87f/dc045d15-4bd4-4588-a667-82d9e20055d6?

Fee Waiver

Spend Rs. 3L in 12 Months and get Renewal Fee waived for the next renewal.

Cash Advance Limit

40% of the Credit Limit

Limit

It depends on uses and Bureau score (CIBIL score), but HDFC having a good thing if you got less limit but your uses are good they will increase your limit. 

How To Apply

It is the quickest way to apply visit HDFC bank website or Follow the link Feel basics details and you will get a call from Bank Representative

https://apply.hdfcbank.com/Vivid/ccpbkuiux#CC-Login 

Key Points

1. you can use Pay 70% of the total ticket amount of airlines through rewards points.
2. If you want a fee waiver so you can add a biller liker DTH recharge or mobile recharge through card automatic.
3. The best part is that you can also avail of a loan from HDFC through your card without blocking your card limit without any further documents Like INSTA loan and jumbo loan program they have. 

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